HARP is a risk purchasing group formed pursuant to the Risk Retention Act of 1986 (15 U.S.C. 3901 et. Seq.) ("ACT") in order to permit a group of individuals who share common or similar liability exposure to join together to purchase liability insurance on a group basis. Each member shall receive its own limit of insurance, limits are not shared with other members. The RPG places insurance with financially stable insurance companies who have a commitment to the real estate/hospitality industry.
HARP offers a full suite of employee benefits to match our employee’s unique individual circumstances and needs. We offer choice in our healthcare plans, along with access to the following: medical, dental, vision, HSA, 401K matching, pharmacy plans and more. We also provide access to wellness programs that support healthy lifestyles for our valued team members. From life and disability insurance to cancer services and commuter benefits, HARP is committed to supporting our employees on their journey to living their healthiest life.
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. https://www.cigna.com/legal/compliance/machine-readable-files